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Income + Expense

Generate rich profiles of recurring and irregular cash flow

income worflow

Understand Cash Flow Composition

Forget pay stubs or bank statement uploads. Categorize and rank recurring income streams to instantly inform smarter loan life cycles and dynamic financial planning.

Analyze expense streams to understand patterns of outflows and get a clear view into “need to spend” vs “nice to spend.”

This product is available via:

API

The Quovo Advantage

AT-A-GLANCE SUMMARIES

Get summaries of a user's income and expense patterns, sources, and streams at either the user or account level.

CASH FLOW COMPOSITION

Understand the nature of cash flow streams, from size to regularity and timing.

GET THE DATA

Hit our /income_transactions and /expense_transactions endpoints to see the raw data informing our summary analysis.

Income + Expense powers
Origination
Servicing
Suitability
Payment Mgmt

More robust credit decisioning with rich account insights

Intelligent repayment through proactive risk monitoring

Effortless client financial profiling for more informed advice

Payment optimization through proactive account monitoring

Ready to build data-driven cash flow profiles?