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Balance Estimator

Project future balances to ensure sufficient funds

Forecast Future Balances

Quovo Balance Estimator uses proprietary models to return a range of account balances and confidence levels for a given future date.

Leveraging cash flow analysis, account patterns, and machine learning, Balance Estimator empowers you to answer the age-old question: “will my customers have enough money to support a withdrawal of $______?”

This product is available via:

API

The Quovo Advantage

Plan Ahead

Go beyond historical cash flow patterns to predict future account balances with our proprietary data modeling and AI methodologies.

Clear Yes/No Before Debit

Avoid payment disruption by hitting our /balance_estimate endpoint ahead of debits to feel confident that the necessary funds will be available.

Avoid Overdrafts

Deliver a superior customer experience by significantly reducing the likelihood of frustrating and costly fees for non-sufficient funds.

Balance Estimator powers
Payment Mgmt
Funding
Servicing
Sufficient Funds

Payment optimization through proactive account monitoring

Faster account funding and asset transfers for efficient onboarding

Smarter repayment through proactive risk monitoring

Smoother one-time payments with smart client account debiting

Want to avoid payment disruptions?